Revolving Consumer Credit
billions of dollars, year-end · FRED REVOLSL
$1,351B2026 thru May
+31% since 2021
$1,034B then
Personal Saving Rate
percent of disposable income · FRED PSAVERT
3.4%2026 thru May
−7.9 pts since 2021
11.3% then
Household Debt Service Ratio
percent of disposable income · FRED TDSP
11.2%2026 thru Dec
+1.4 pts since 2021
9.8% then
122.6%2026 thru Dec
+1.7 pts since 2021
120.9% then
6.34%2026 thru Jul
+3.4 pts since 2021
2.96% then