Revolving Consumer Credit
billions of dollars, year-end · FRED REVOLSL
$1,351B2026 thru May
+2% since 2025
$1,324B then
Personal Saving Rate
percent of disposable income · FRED PSAVERT
3.4%2026 thru May
−1.2 pts since 2025
4.6% then
Household Debt Service Ratio
percent of disposable income · FRED TDSP
11.2%2026 thru Dec
+0.0 pts since 2025
11.2% then
122.6%2026 thru Dec
+1.9 pts since 2025
120.7% then
6.34%2026 thru Jul
−0.3 pts since 2025
6.60% then