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BUSINESSES PAYING FOR AI (RAMP)

percent of US businesses on Ramp with a paid AI transaction in the month · 2023–2026 · neither direction is "better" · Ramp Economics Lab, Ramp AI Index
55.7%
Jul 2026 (latest)
7.5%
Jan 2023
55.7%
high · Jul 2026
7.5%
low · Jan 2023
+48 pts
since Jan 2023
50 YearsSince 200010 Years5 Years1 Year
44.2%47.1%50.0%52.9%Jan 2025Apr 2025Jul 2025Oct 2025Jan 2026
┊ on the monthly chart the dashed line marks ChatGPT released (Nov 30, 2022)
Method & caveats. Share of businesses using Ramp's corporate cards and bill pay (30,000+, skewed toward younger and technology-forward firms by Ramp's own description) with a transaction for an AI product or service in the month, identified from merchant and line-item text. Spend-based, so free tools and personal accounts are invisible. Monthly from January 2023. Ramp publishes the series only inside its web page, not as a file, so the values are checked in and re-parsed on refresh; this is the one row in the section that depends on a page layout rather than a published file.
Sources

Every value on this page is read from the publisher below. Current and historical source documents:

Monthly data

The publisher's own cadence, every period. The annual table below is derived from these values (annual average); the annual figures are what the almanac pages and the machine-readable exports carry.

PeriodBusinesses Paying for AI (Ramp)Change
Jul 202655.7%+0.8 pts
Jun 202655.0%+0.8 pts
May 202654.2%+1.2 pts
Apr 202653.0%+1.7 pts
Mar 202651.3%+2.2 pts
Feb 202649.1%+2.1 pts
Jan 202647.0%+1.1 pts
Dec 202545.9%−0.0 pts
Nov 202545.9%+0.8 pts
Oct 202545.1%−0.1 pts
Sep 202545.2%+0.2 pts
Aug 202545.0%+0.9 pts
Jul 202544.1%+1.4 pts
Jun 202542.7%+0.8 pts
May 202541.9%+1.1 pts
Apr 202540.8%+1.6 pts
Mar 202539.2%+0.5 pts
Feb 202538.7%+0.9 pts
Jan 202537.7%+1.1 pts
Dec 202436.6%+0.3 pts
Nov 202436.4%+0.5 pts
Oct 202435.8%+0.6 pts
Sep 202435.2%+1.0 pts
Aug 202434.2%+0.3 pts
Jul 202433.9%+0.4 pts
Jun 202433.5%+0.3 pts
May 202433.2%+0.1 pts
Apr 202433.1%−0.2 pts
Mar 202433.4%+0.6 pts
Feb 202432.7%+0.2 pts
Jan 202432.5%+0.8 pts
Dec 202331.7%+1.2 pts
Nov 202330.5%+0.8 pts
Oct 202329.6%+0.6 pts
Sep 202329.0%+1.1 pts
Aug 202327.9%+0.8 pts
Jul 202327.1%+1.5 pts
Jun 202325.7%−0.4 pts
May 202326.1%+1.7 pts
Apr 202324.4%+3.5 pts
Mar 202320.9%+8.8 pts
Feb 202312.1%+4.6 pts
Jan 20237.5%
Annual data
YearBusinesses Paying for AI (Ramp)Change
202652.2%+9.5 pts
202542.7%+8.5 pts
202434.2%+9.8 pts
202324.4%
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